[Phanx]

You should be getting errors from those scripts.

In your OnLoad, you have this:

if oEvents[event] then
    -- stuff
else
    -- stuff
end

You don't have anything named "oEvents" anymore, and there's no variable named "event" in an OnLoad script. I don't think you want to hide anything at login, since none of the the bank, guild, or gossip frames are open at login, so you should just remove that part. You only need to define the table OnLoad.

Then in your OnEvent you have:

if self.openEvents[event] then
 
if oEvents[event] then

Again, you don't have anything named "oEvents" anymore, and now you have more "if"s than "else/end"s. Delete the second line.